Economic Resource Center for Migrants and Overseas Employees
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Event: ERCMOVE/EPIC Financial Literacy Seminar-Workshop Batch 4 was successfully conducted on Friday 9 March 2018 at the Meetz! Poortugaal, the Netherlands. Three previous batches were also conducted in the same venue.

EPIC- ERCMOVE Financial Literacy Seminar Workshop Batch 1 (Photo courtesy of Bing Molabin)
Official flyer created by Myra Colis and information provided by C. Dee

ERCMOVE and EPIC are partners in implementing the Financial Literacy Program. It is a one-day seminar-workshop about the following topics:

  • Migration and Development
  • Sustainable Development Goals
  • Investment options focused on passive income – savings, bonds, stocks, real estate etc.
  • EPIC laboratory of micro-savings and investments through participation in the EPIC investment portfolio.
  • Questions and answers about all the topics

The main objective of this project is to build awareness among diasporas, migrants, and expats about the potential of savings and investments for development at the personal and community level here in the Netherlands and in their countries of origin. Most of those who have attended the previous seminar-workshops have joined EPIC and are learning more about savings and investment options.

EPIC- ERCMOVE Financial Literacy Seminar Workshop Batch 1
EPIC- ERCMOVE Financial Literacy Seminar Workshop Batch 2

More information about ERCMOVE and EPIC is available at: and

Event: Study Visit to the Kingdom of Netherlands on “International Best Practices on Diaspora Support and Engagement” by IOM Moldova and Government of Moldova representatives with ERCMOVE on Friday, 19 February 2016 held at the Meetz! Hofhoek 9, 3176 PD, in Poortugaal, the Netherlands.

The photos above were taken during the study visit and meeting between IOM Moldova and ERCMOVE, Netherlands.

A program was jointly prepared by ERCMOVE and IOM Moldova The meeting was facilitated by Dr. Corazon Dee with the active participation of those who were present, namely: Anne Marie Eind and Adri Haartkoorn from Ercmove; Bikash Choudhury, President of BASUG, Ghenadie Cretu, IOM Moldova, Program Coordinator; Dorin Toma, Onorina Sorin and Ghenadie Slobodeniuc from BRD, the Bureau for Relations with the Diaspora, Republic of Moldova; and, Yussra Medani from IOM the Netherlands.

The visit was organized in line with the peer-to-peer learning efforts built in IOM Moldova project “Consolidating Moldova’s Migration and Development Institutional Framework”, funded by the Swiss Agency for Development and Cooperation (SDC), and implemented in partnership with the Bureau for Relations with the Diaspora of the State Chancellery of the Republic of Moldova.

It responds to the demand from government representatives to enhance the institutional capacities by learning from peers about the implementation of policies on migration and development (M&D) and mechanisms for Diaspora support and engagement related to nationally identified priorities.

More information about the IOM Moldova project is available at this link:

Event: Guest Speaker at the workshop on “Remittance for Community Development and Financial Literacy” held at the conference hall of the Federation of German Trade Unions (DGB), in Bonn, Germany, on 3 October 2015.

The photos viewed clockwise from the upper left corner are: (1): At the plenary hall: Bikash Chowdhury Barua, President of BASUG delivering the Welcome Speech; (2) A group photo of the guest speakers and the participants; (3) The Deputy Mayor (Burgemeisterin) of Bonn, Ms. Gabriele Klingmüller; (4) Dr. Corazon Dee, PUM/ERCMOVE/EPIC with the Bangladeshi women participants in their beautiful saris with the youngest participant.

A workshop on “Remittance for Community Development and Financial Literacy” was conducted on Saturday, 3 October 2015 in Bonn, Germany. The program started with registration at 10:30 a.m. and ended at 4:00 p.m.

The workshop is part of the Project “Publications and Literacy Program on Development Policy for the Bangladeshi Expatriates”. BASUG with the support of the German development organisation Environment and Development North Rhine-Westphalia (SUE-NRW) is implementing this project.

BASUG Diaspora and Development e.V. (, a Europe-based diaspora organization has been working on important issues on migration and development, proper utilization of remittances, gender and social compliances in the Ready-Made Garments sector. It has been working in Bangladeshi communities in European countries including Germany, the Netherlands, UK, and Italy, and also in Bangladesh and Sri Lanka for the last few years.

The main objectives of the training are to enhance formal channel of remittances transfer; equip remittance senders with adequate knowledge and skill on how to identify their financial position, define their financial goals, and familiarize them with different financial products including productive investment opportunities in small and medium social enterprises back at home. The project has already developed a financial literacy training module and a documentary film which was shown during the workshop. The workshop attempted to harness the imagination of the migrant groups and local communities alike with a range of possible concrete projects in sectors that could make a significant contribution to local development such as water purification, solar energy, cold storage, fisheries etc and stimulate local entrepreneurship including women, with the support of the overseas-based Bangladeshi organizations.

On the same occasion, BASUG launched the German version of the BASUG website. This will open a new world for BASUG, which has so long been a website in Englishonly. The German version of the Website will help reach the mainstream German community members. The information that shall be put on the website will focus mainly on the positive aspects of migration and the contribution that the migrants contribute to the development not only of their countries of origin, but also to the countries of destination.

The Deputy Mayor (Bürgermeisterin) of Bonn, Ms. Gabriele Klingmüller attended the program as chief guest, while the Commercial Counsellor of Bangladesh Embassy in Germany, Mr. Dr Syed Masum Ahmed Choudhury, was the special guest. The Project Consultant of Foundation Environment and Development North Rhine-Westphalia (SUE-NRW), Mr. Wilson Budde-Iser attended the program as guest of honour, while Mr Bikash Chowdhury Barua, Chairman, BASUG HQ, the Netherlands, chaired the opening session. The research report on the existing practices and the financial literacy of the Bangladeshi expatriates living in NRW was presented by AHM Abdul Hai, Project Coordinator of BASUG Germany.

In the panel discussion, Dr. M. M. Islam, Senior Researcher at Bonn University and Secretary of BASUG e.V. Germany, presented the keynote paper on “Migration and Remittances for Sustainable Development: Context of Bangladesh”; Mr Md Anowarul Kabir, President of German -Bangladesh Chamber of Commerce and Industries, presented a paper on Socio-Economic Development of Bangladesh: Responsibilities and Challenges for NRBs; and Dr. Corazon Dee, Senior Expert of PUM Netherlands and Chairperson of ERCMOVE/EPIC, discussed the different aspects of remittances for development projects and financial literacy. Mr Dr Ahmed Ziauddin, President of BASUG e.V., moderated the session.

Different stakeholders including development and civil society organizations, policy makers and Bangladeshi migrant community members attended the program.

(Note: News item sourced from and invitation letter of Dr. Dee from BASUG.)

Event: IHS/ERCMOVE as panel member at the Floating Housing Session of the Delta Cities in Times of Climate Change II Conference held at the World Trade Center, Beurs, Rotterdam, the Netherlands on 25 September 2014.

The photos viewed clockwise from left corner are: Photo 1: At the plenary hall: from left to right are: Milag San Jose-Ballesteros, Regional Director of C40 Cities; Cynthia Villar, Senator of the Republic of the Philippines; Corazon Dee, Institute for Housing and Urban Development Studies /ERCMOVE; and Dinno M. Oblena, First Secretary and Consul of the Philippine Embassy to the Netherlands. Photo 2: At the plenary hall: Milag San Jose-Ballesteros, Cynthia Villar, Elena Marie Ensenado, IHS; and Dinno M. Oblena. Photo 3: At the registration hall: Corazon Dee,. Photo 4: At the session room: Gerard van Zomeren, Arcadis, the Netherlands; Jan Willem Roël, FlexBase, the Netherlands; and, Corazon Dee.

The website of the Dutch Water Sector has an article about the session which includes photographs of the event:

The Floating Housing session was coordinated by Dr. Rutger de Graaf, Founding Partner and Director of Delta Sync ( while the workshop was facilitated by Rick Heikoop, Lecturer, Rotterdam School of Applied Sciences ( . The panel was composed of the following experts: Gerard van Zomeren, Arcadis (, Jan Willem Roël, FlexBase (; Corazon Dee, IHS ( and ERCMOVE (

A special link to a newsletter was sent to around 1500 contacts including social media posts on and LinkedIn to bring the session to the attention of participants and the public. The session was very well attended. This is the link to the PR campaign for the session/workshop:

Event: Sponsorship and Participation in the Philippine Independence Day Picnic 2014 held at Spaarnwoude Park, Halfweg/Haarlemmerliede, The Netherlands on 7 June 2014.

On 7 June 2014, ERCMOVE and EPIC rented a stall jointly with Couples for Christ/AANCOP during the Philippine Independence Day Picnic to raise awareness on personal savings and investments and of development projects in the Netherlands linked with the Philippines. More inforation are available at!about_us/csgz about the yearly picnic organized by the Kalayaan Fiesta Foundation in the Netherlands (KFFN). ERCMOVE and EPIC representatives distributed flyers and membership application forms to those who were interested to know more about the advocacy project of ERCMOVE on personal savings and investments and explained how they can join the investment club. From left to right of the picture below are: Fernando Dela Cruz of CFC-ANCOP and EPIC, Corazon Dee of EPIC and ERCMOVE, and Beth Nielsen of EPIC and ERCMOVE.

Update on EPIC: There are currently 14 members, of whom 12 are investing members. The EPIC Investment Committee Analysis of EPIC’s investment shows a total profit of 23 percent since its establishment in 2011. This is higher than what would have been earned on the basis of prevailing deposit interest rates in the Netherlands. The profit gained from these pooled savings and investments isaimed at financing the personal or individual charities of the members of EPIC who are all actively linked to projects in the Philippines. By investing in the Netherlands, the members, who are all migrants, contribute to the Dutch economy by helping to provide capital to Dutch businesses.

Ms. Elma Balmaceda, EPIC member accompanied the Mayor of Gemeente Haarlemmerliede and Spaarnwoude who was interested to know more about microsavings and microinvestments. From left to right of the picture below are: Fernando Dela Cruz of CFC-ANCOP and EPIC, Elma Balmaceda of EPIC/UFDA, Burgemeester De heer P. Heiliegers, Mayor of Gemeente Haarlemmerliede en Spaarnwoude, Corazon Dee of EPIC and ERCMOVE, Nell Has and Celine Woutendijk.

Event: Orientation/Briefing: Linking European, Asian and African Academic Networks on Climate Change (LEAN CC)

An orientation briefing was given by Dr. Corazon Dee about the LEAN CC Project to the representatives of Province of Davao Oriental, Climate Change Commission of the Philippines and United Nations Development Program in 16 January 2013. This is part of Ercmove’s continuing brain gain initiatives of imparting and linking resources tapped from multi-resources to contribute to climate change mitigation and adaptation. Please click the following websites for more information about LEAN CC and the websites of the different organizations who participated in the orientation/briefing: LEAN CC ; Province of Davao Oriental ; Climate Change Commission of the Philippines (CCC) ; UNDP Philippines

Left to right: Sarx Lanos, Solid Waste Management (SWM) Coordinator, Environment and Natural Resources Office (ENRO)- Davao Oriental (DAVOr); Kent Dan Albite of PPDO-DavOr; Jun Tapiador of PPDO-TF-DavOr; Dr. Corazon Dee of ERCMOVE/LEAN CC/IHS/Erasmus University; Jun Evangelio of PPDO-DavOr; Joy Goco, Deputy Executive Director of Climate Change Commission (CCC); Dr. Jacob Sy Tio of CCC-UNDP; Imee Mamal, UNDP Programme Analyst; Helena Gaddi of CCC - POV; and Julie Amoroso, AO IV of CCC.

Aside from giving orientation briefing Dr. Corazon Dee of Ercmove also visited the Typhoon Pablo affected areas in the municipalities of Baganga, Cateel and Boston together with Governor Corazon Malanyaon. Please click the selected photos and videos of her visit.

The LEAN CC Project (link here) had its closing conference from 16 to 17 September 2013 in Venice, Italy. The project ended last October 2013.

The closing event represented the closing of a three year long program, commenced in 2011, which saw the completion of a kick-off conference in Yogyakarta, followed by a series of two promotional seminars in Manila and Johannesburg respectively and the creation of a E-Platform (to share information about climate change programs and debates) and an E-course on climate change. The promotional seminars each lasted three days allowing for a greater amount of time spent discussing climate change impacts and responses and more importantly what are the programs available in Europe and the ways in which climate change is integrated into different curricula. Programs were explored from a non-EU perspective, along with respective educational approaches. LEAN-CC project members promoted both E-course and E-platform and student participants used the occasion to share their experiences as exchange students in Europe as well as in the host countries; entry barriers and access to study information were discussed.

Project title: “Mag-negosyo Tayo” (Let’s do business) Business and Opportunities Seminar for Overseas Filipinos in The Netherlands.

A project partnership with the The Philippine Trade & Investment Center (PTIC) in Rotterdam and the Philippine Department of Trade and Investments in the conduct of the the Mag-Negosyo Tayo Seminar for the for the second time. This is a one-day event featuring workshops on micro-finance, investment options & alternatives, wealth management, opportunities in franchising, real estate, tourism, retirement and how to do business in the Philippines and the Netherlands to be held on 28 August 2010 at the Hilton Hotel in Rotterdam, The Netherlands. Please, click here for the announcement. Dr. Corazon Dee, Chairperson of ERCMOVE, made a presentation about Wealth Management while Mr. Jun Ortega presented the organisational concept of EuroPinas Investment Club as a Dutch-Filipino(a) investment club based in The Netherlands.

Update: Founding of the EuroPinas Investment Club (EPIC)

Borne out of the “Mag-negosyo Tayo” (Let’s do business) Business and Opportunities Seminar for Overseas Filipinos in the Netherlands, EPIC was legally registered as an investment association at the Netherlands Chamber of Commerce in January 2011. Please click here for a brief information about EPIC and click the link for the blogspot available at: . EPIC has conducted several orientation sessions for its potential and current members to learn about securities investments (click here for Stock Basics and Valuation, one of several presentations to members and potential members). These sessions, in addition to the board and members meetings, serve as venues to gain knowledge and a better understanding of what’s happening to the global economy and how countries and citizens cope with the fast-changing social and economic conditions in the world. But since the motto of EPIC is learn, earn and enjoy, the meetings are also occasions to share recipes and dishes from members and to show hidden talents in singing and dancing.

Project Title: Continuing community-based initiatives and Forum on Climate Change and Water Resources Management “Addressing Global Issues with Local Actions”

The forum intended to contribute to the continuing discussion where local and international experts - researchers, academics, practitioners, development workers, and policy makers discuss water-related issues in relation to climate change to provide a better understanding of water management problems, stimulate scientific discussion and develop and advocate policy-relevant approaches and analysis for decision-makers. (See forum program and photo documentation.)

Presentations were made on: raising the level of awareness on the urgency to tackle climate change adaptation and mitigation; understanding the global integrated framework on climate change and continuing practical applications at the local level focused on water resource management ( See photos taken at Sitio, Upian, Marilog, Davao City and Barangay Dologon, Musuan, Bukidnon); and discussing the role of the academe in partnership with other stakeholders to respond to climate change challenges. (See forum synthesis.)

The forum was a follow-up of last year’s forum entitled “Davao City Forum on Water” which resulted in the successful advocacy to declare the Tamugan-Panigan River as a single-purpose river, i.e, as a source of alternative drinking water for Davao City.

Project Title: Mobilizing Microsavings for Microfinance in Northern Mindanao

Xavier Punla Rural Bank, Inc.
This is a continuing project in partnership with Milamdec Foundation, Philippines (See photos of staff meeting January 2010) through Xavier Punla Rural Bank, Inc. and in cooperation with Stichting Kapitbahayan and kind-hearted individuals in the Netherlands.(See brochure, selected pictures of partner beneficiaries and Ercmove monitoring photos taken last 17 to 19 January 2010).

Project Title: A Fundraising Project for 4-year Undergraduate scholarships and computer servers for the University of the Philippines Library System.

This is a project partnership with the University of the Philippines Alumni Association - the Netherlands Chapter to assist them in raising funds through the sale of the book “Memories of Philippine Kitchens: Stories and Recipes from Far and Near” written by Amy Besa and Romy Dorotan. For more information, visit:


To date, ERCMOVE has c